Comparison of invoicing programs
iDoklad vs Fakturoid: which to choose
Both programs are purely Czech, both handle invoicing even on the free plan, and both have a mobile app. The difference lies in the philosophy: Fakturoid bets on simplicity and automatically calculates the advance payments for social and health insurance, while iDoklad adds an advanced inventory module and stronger bank integration for a goods-based business.
Quick answer: which one is for whom
If you are a freelancer, consultant or a self-employed person (OSVČ) running a main or secondary activity and you mainly want to invoice quickly and keep an overview of your contributions, go for Fakturoid — it is simpler, cheaper to start with (from 164 Kč/month with annual payment) and automatically and continuously calculates the advance payments for social and health insurance.
If you sell goods, deal with inventory, run an e-shop or have employees and need more advanced bank integration and a link to accounting software (Money S3), choose iDoklad (from 187 Kč/month with annual payment). On the free plan both programs handle invoicing for a maximum of 5 clients; once you have more clients, both require a paid plan.
iDoklad vs Fakturoid: direct comparison 2026
| Criterion | iDoklad | Fakturoid |
|---|---|---|
| Cheapest paid plan | Základní 187 Kč/month (annual payment), 240 Kč/month on a monthly basis | Na lehko 164 Kč/month (annual payment), 199 Kč/month on a monthly basis |
| Free plan | ✓ 1 user, max. 5 clients, 3 templates, mobile app | ✓ 1 user, max. 5 clients, unlimited number of invoices, mobile app |
| Inventory | ✓ advanced inventory and price list (including barcodes) already from the Basic plan | ✓ only basic and only in the top Na maximum plan (429 Kč/month) |
| Bank integration | ✓ automatic payment matching (ČSOB, Fio, Raiffeisenbank, KB, Air Bank…) | ✓ payment matching, but only from the Na každý den plan (231 Kč/month) |
| Calculation of insurance advance payments | Prepares the materials for the tax return (no automatic continuous calculation of advance payments) | ✓ automatic continuous calculation of advance payments for social and health insurance already from the Na lehko plan |
| Data box (datová schránka) | Partially | ✓ integrated directly in the app — sending and receiving documents without switching |
| Reports / cashflow | ✓ AI "Finanční radar" — cashflow prediction and a warning of the risk of running short of money | ✓ overviews of income and expenses |
| Mobile app | ✓ iOS + Android | ✓ iOS + Android (even on the free plan) |
Prices are without DPH (VAT) per month; for both programs this is the rate with annual payment (monthly payment in brackets). With Fakturoid, on annual payment you pay only 11 months out of 12. Verified for 2026 on the providers' price lists (idoklad.cz/cenik, fakturoid.cz/cenik). SaaS price lists change continuously — always verify them on the provider's price list before ordering.
Which one is better for whom
Fakturoid — freelancer and solo self-employed (OSVČ): simple to use, the lowest entry price (from 164 Kč/month) and automatic calculation of the advance payments for social and health insurance. An integrated data box (datová schránka) even in the free app. Less suitable where you need an extensive inventory. iDoklad — a growing goods-based business: an advanced inventory and price list (including barcodes) already from the basic plan, automatic matching of payments from several banks, the AI Finanční radar and a link to the Money S3 accounting software. Suitable for an e-shop, goods or multiple users.
Connection with self-employed (OSVČ) contributions for 2026
The advance payment calculation in Fakturoid will help you estimate your contributions, but always verify the final figures. For 2026, for a main activity count on a minimum advance payment for social insurance of 5 720 Kč/month (valid for the January–June 2026 period). The approved amendment lowers the minimum assessment base from 40 % to 35 % of the average wage, so from July 2026 the minimum social advance drops to 5 005 Kč/month and any overpayment for the first half-year is refunded. The minimum advance payment for health insurance is 3 306 Kč/month throughout 2026.
If you run a secondary activity, you pay social insurance only when you exceed the decisive amount of 117 521 Kč of annual profit for 2026. No invoicing program will submit the contributions on your behalf — it serves as an overview tool and for preparing the supporting documentation. All amounts and deadlines verified for 2026 against ČSSZ (Czech Social Security Administration) data and the Tax Administration (Finanční správa).
Frequently asked questions: iDoklad vs Fakturoid
Which is cheaper, iDoklad or Fakturoid?
Which one has a better inventory module?
Which one has an integrated data box (datová schránka)?
Which one calculates the advance payments for social and health insurance?
Is the free plan of one of them enough for me?
Can data be transferred between iDoklad and Fakturoid?
Do you want to compare other programs too?
iDoklad and Fakturoid are not the only choices. In the big comparison you will also find Caflou, Vyfakturuj and Money S3 — with prices, free plans and who each one is suitable for.