Datová schránka OSVČ: co znamená povinnost od roku 2023
Od ledna 2023 dostává každá OSVČ datovou schránku automaticky ze zákona. Co to obnáší, kde číhá fikce doručení...
Running a trade
Facing a break in your business and unsure whether to suspend your trade licence or to cancel it outright? Put simply: suspension is temporary and reversible — the licence stays with you and you can return at any time. Cancellation is final — the licence ceases to exist and, to do business again, you must re-register the trade and pay a fee. Both actions are free at the trade licensing office (živnostenský úřad); the difference lies mainly in what happens next.
temporary · 0 Kč · reversible
You plan to return to business (parental leave, illness, seasonal work, a trial job). The licence stays with you and the law does not limit the length of the suspension. Just keep an eye on your health insurance.
How to suspend a tradefinal · 0 Kč
You are ending your business for good. The licence ceases to exist and, for a fresh start, you would register the trade again (the first trade costs 1,000 Kč). Afterwards you deal with OSSZ (district social security office), the health insurer, the tax office and the overview reports.
How to cancel a tradeBefore you decide, go through how the two actions differ. If you are hesitating, it is usually safer to suspend — you can then resume at any time without a new fee, simply by notifying the office.
| Where / what | Deadline | Fee |
|---|---|---|
| Trade licensing office — suspension or cancellation (change sheet / JRF) | any time; effective on the day of delivery | 0 Kč |
| OSSZ — notice of suspension / termination of activity | by the 8th day of the calendar month following the month of the change | 0 Kč |
| Health insurer — notice of suspension / termination | within 8 days | 0 Kč |
| Tax office — notice of change of registration details | within 15 days | 0 Kč |
| New trade notification (only if you cancelled the trade and want to do business again) | at any time later | 1,000 Kč (first trade) |
The suspension and the cancellation themselves at the trade licensing office are free (Act No. 634/2004 Coll.). The OSSZ notification deadline derives from § 48 of Act No. 582/1991 Coll.; failure to fulfil the notification duty towards OSSZ carries a fine of up to 10,000 Kč. In the JRF you can have the trade licensing office inform the tax office, ČSSZ (Czech Social Security Administration) and the health insurer all at once. Verified 2026.
After suspension, watch out for health insurance
After suspending your trade, no one automatically pays your health insurance for you. If you are also neither employed nor in a category for which the state pays the premium (pensioners, students up to 26 years of age, parental leave, registration at the labour office), you become a person without taxable income (OBZP) and must pay a fixed premium of 3,024 Kč per month (2026, 13.5% of the minimum wage, verified 2026) — due by the 8th day of the following month. Social insurance advance payments, on the other hand, cease from the month following the suspension. Verify the current amount with your health insurer.
Handle it in a single submission
In the Single Registration Form (JRF / change sheet) you can tick a box so that the trade licensing office informs the tax office, ČSSZ and the health insurer for you all at once. After the year ends, though, do not forget to file your tax return and the overview reports for OSSZ and the health insurer (within 1 month of the tax return deadline) — you must keep track of any insurance underpayments and overpayments yourself.
Od ledna 2023 dostává každá OSVČ datovou schránku automaticky ze zákona. Co to obnáší, kde číhá fikce doručení...
A suspension and a cancellation are accepted by any municipal trade licensing office in the Czech Republic — you are not tied to your place of residence. Find the nearest one.